Finance (FIN)

Serves as an introductory course intended for newer employees in the saving institutions business and for established employees desiring to learn more about the business in which they work. Covers the origin and growth of saving institutions, their roles in the world of business, their intermediary function, their relationship to the housing industry and markets, the regulatory bodies and government agencies with which institutions work, and the competitive arena in which they operate. Enables the student to acquire a solid foundation for more specialized areas of study.

Explores nearly every aspect of banking as a solid foundation for any career in the financial services industry. Just as the industry is constantly changing, this course is continually being revised to provide specific up-to-date information.

Focuses on consumer effectiveness based on consumer choice theory, maximizing income through informed decision making, product utility, and customer satisfaction.

Provides factual knowledge of financial institutions and the monetary system used in the United States in relationship to the global economy. Examines tools and techniques such as capital budgeting, time value of money, analysis of financial statements, cost of capital, and risk analysis to analyze business decisions, plan and determine project and firm value, and evaluate sources of financing.

Serves as a banker¿s guide to law and legal issues with special emphasis on the Uniform Commercial Code. Examines sources and applications of banking law, contracts, bankruptcy, torts and crimes, real and personal property, and the legal implications of consumer lending.

To be determined by the individual instructor. A Course Description will be developed for each course and documented within the course syllabus. Refer to the SFCC Style Guide for Course Description, Required Course Learning Outcome, and Topical Outline guidelines.

Focuses on applying financial concepts, ethical and financial sustainability practices to promote managerial success and improve organizational performance. It addresses the budgeting process, raising capital and examines cash and risk management. Topics include analysis of financial markets, managing financial performance, cash and capital budgeting, risk versus return, capital structure, time value of money, and financing for both short and long-term requirements.